A collection agency is an entity hired by creditors or lenders for debt collection in case of delayed payments or defaults. Eric Helland The Role of Health Care Liens in Litigation and Recovery C O R P O R AT I O N The law applies to mortgages, credit cards, medical debts and other debts for personal, family or household purposes. 5975 Castle Creek Pkwy Ste 100. You file a claim with the insurance company, and they pay. Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. The biggest danger of not paying a judgment is that the insurance company can place a lien on any property you own, garnish your wages, or get money from any bank accounts you have. These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. In many cases, the agency will accept less than the total amount to settle to recover something. https://support.google.com/adwordspolicy/answer/1316548?hl=en. By law, you must receive written notice, also known as a debt validation letter, within five days of the collector's first attempt to contact you. Equian replaced a substantial annual bonus system with a nominal hardly attainable monthly system. Like who? 9390 Bunsen Parkway, Louisville, KY 40220. equian.com Betty is running late for work, speeding, and runs a red light in her haste. Ability Recovery Services (ARS) : Dupont. See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf. I was the only one who was involved in the accident to get this letter so far, and Im not even on that insurance anymore. Hearing from a debt collector can be jarring, but might not be a complete surprise. In personal injury matters, Equian is not necessarily on your side. If you do not have a lawyer, then you should contact one promptly. If you are still convinced you don't owe the money, the next step is to dispute the debt with the lender. Had a covid test which was negative. Whether you Collection agencies can access your bank account, but only after a court judgment. Understand and save users preferences for future visits. Collection agencies are companies that purchase consumer debt and work to recover unpaid balances. After receiving medical treatment for an injury, its normal to receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc. Hospitals and medical providers often hire companies to investigate medical treatments and medical bills. We deliver accurate root-cause information that improves payment accuracy. Also, when they do make that one call to your workplace . Professional debt collectors know that the earlier they contact you, the higher their chance of collecting; agencies have many ways of locating you. Note: Revenues for privately held companies are statistical evaluations. In the example above, Sallys insurance company, GEICO, would pay for property damage and/or damages related to injuries. Investigating the accident: Equians team of experts will thoroughly investigate the accident to determine all of the facts and identify any potential sources of reimbursement. Order Online. you probably never read. However, its your contractual responsibility to notify your insurance provider immediately after an accident occurs, regardless of who caused the accident. Contact HCA when the case begins and again 30 days before settlement. I was never involved in an accident. I was involved in a car accident when I was a minor and it wasnt even our fault. Although the collection agency may not report the unpaid debt to the three nationwide consumer reporting agenciesEquifax, TransUnion and Experian it is a good idea to check your credit reports. Our Sales Specialists will provide strategic guidance and match you to the best products and solutions. In-house subrogation claim resolution often occurs when an investigation determines who is at fault. Do I Have to Respond to a Subrogation Letter? Recd a letter from Equian regarding a accident or injury. Subrogation letters are drafted by a third party, typically an insurance company, as a tool to recover compensation on behalf of a claimant. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. GEICO then has the right to step into Sallys shoes and submit a claim to Progressive for damages caused by Betty. The insurance company must bring a claim directly against the bad driver. You want your personal injury attorney to be aware of Equians letter, because failure to properly consider your health insurances lien against your settlement can have devastating consequences to both your case and your finances. However, they will seek damages from the at-fault driver after the investigation is complete. The letter I received indicates they are looking to see if another insurance should pay for my treatment. We only provide articles and information. Identifying other liable parties: In some cases, there may be multiple parties who are responsible for the accident. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. A victims health insurance and/or underinsured motorist coverage will kick in to cover medical expenses, lost wages, and other damages common to accident injury claims. If you turn cookies off, some features will be disabled. You can also get free credit reports annually from the three nationwide consumer reporting agencies at AnnualCreditReport.com. This office is the major Equian Southfield, MI area location. I am wondering the same. As mentioned above, there is often a good chance that the insurance companies can resolve the claim in-house. Learn how your comment data is processed. Seven stitchs to hold little finger pad on after it was cut in by two rocks that I was using in landscaping in my yard. Collection agencies are companies that purchase consumer debt and work to recover unpaid balances. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions). Some people mistakenly assume that accident injury and property damage claims are pretty straightforward. Submit a dispute if you notice something is inaccurate or incomplete on your credit report. Confidential or time-sensitive information should not be sent through this form. I am not going to contact Equian. Business Incorporated: Call us! The job used to be interesting but now it . In simple terms, subrogation is the process of one party (in this case, Equian) stepping in to take over the rights of another party (typically a health insurance company) in order to recover financial losses. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and property & casualty markets. marketing@equian.com. Ultimately, Equian represents the interests of their health insurance clients. Reduce administration time. To help cement your understanding of subrogation, here are two examples: Sally has auto insurance coverage with ABC Insurance. Our Pennsylvania personal injury lawyers work on contingency and only get paid if we get you a financial recovery. I really dont want to reply, just for privacy reasons, but were going to open up the letter to get a better understanding. All statements on this website are subject to our Disclaimer. Some lenders have special in-house departments dedicated to debt collection, while others hire third parties to handle collections on their behalf. We look forward to hearing from you about this or any other consumer . Your email address will not be published. You have no legal obligations to respond to a subrogation letter. After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). If you were hurt in a way that might create a personal injury claim (for example, a car accident, a work injury, a slip-and-fall accident, etc. Some lenders may even hire legal representation to sue borrowers to recover outstanding debts. Yes, debt collectors can take you to court to recover a past-due debt. I received a letter from Equian, Rawlings, Optum, First Recovery Group, etc. Fax: 814-454-7488. This notice must include the amount you owe, the name of the original creditor and a statement of your right to dispute the debt. SOLANA BEACH, CA 92075, 11840 PIERCE ST. SUITE 200 That's where Equian comes in. Be the first to answer! Indianapolis, Indiana 46250 This field is for validation purposes and should be left unchanged. As states become more and more aggressive in targeting out-of-state . Equian . Include the physical address of our business or site headquarters. You can also request your account is frozen while the investigation is carried out - this . That said, it is still a good idea to talk to a personal injury attorney before talking to Equian. Am I obliged to? Some of these companies exclusively work with particular health care insurance providers. If you werent hurt in any sort of accident, youre * Patient Last Name from Letter. With the product fraud scam, callers are trying to get your Blue Cross Blue Shield contract number in an effort to get reimbursed from your insurance for a product that may not be effective. Equian will work to identify all of these parties and make sure they are held accountable. United States. They may contact you on behalf of your health insurance company. I dont understand why Im getting this letter I have not had any treatments on 11/12/21 havent been in no car, work are any other accident, so why respond to this letter? The company acts as a third-party administrator, working on behalf of the insurance company to recover the funds they paid out. A skilled personal injury attorney understands the process of subrogation and precisely what the contents of a letter you receive means. You may be required to pay back these medical expenses. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Theme by. In this case, waiving subrogation prevents the injured window-washer from reassigning their right to sue Company XYZ to their insurance provider. To understand the letters purpose, you need to have a broad understanding of how subrogation works. Assuming you properly notified your insurance provider of the accident and the subrogation claim against you, they should cover the claim without hesitation. Optum, Inc. is an American pharmacy benefit manager and health care provider.It has been a subsidiary of UnitedHealth Group since 2011. They have little to lose by going after someone who is at fault. 7101 Wisconsin Ave #1050. Please contact us if collection agency Equian, LLC, is trying to collect money from you, or has so attempted within the last year. Subrogation is the act of stepping into the legal shoes of another in order to assert claims against a third party. Copyright 2023 Bernard Stuczynski Barnett & Lager | Erie, PA Personal Injury Lawyers. I regard this as a violation of HIPPAA. This privacy policy has been compiled to better serve those who are concerned with how their Personally Identifiable Information (PII) is being used online. This organization has been operating for approximately 30 years. What Does Equian Do. You can usually tell which of these applies by . What do I do? Contacting Us. I received the same letter that seems to be totally a fishing expedition. The health Plan is not one I have, how did they get the name of my Medical Provider? However, before you learn about the best way to respond to a subrogation letter, you need to understand the subrogation process and the moving parts associated with it. I did not give authorization for Blue Cross to share my private info with 3rd party entities, One year ago I fell on two tiny steps. All rights reserved. Matthew Heller June 24, 2019. I am more than concerned about receiving a letter in regards to something I mentioned at a drs visit. Check out our other helpful blogs: The prospect of strangers knocking on your door and asking for money that you may not be able to pay can be scary, especially if you're unsure of your rights. This is one way to know whether your credit is being impacted by the past-due debt. What can collection agencies do to collect payment on a debt? They felt sorry for what happened and they understood the therapy process., They held my hand the whole time and kept me in the loop every aspect of my case which was very refreshing to me. Ultimately, these companies gather information to consider who may be responsible for paying medical bills and then pursue reimbursement. Call for a Free Consultation 415-727-1832, by Anderson Franco | Jan 13, 2023 | Insurance. Mail in forms to complete some services. Who is liable for and Accident on an Easement in California, Should I See a Chiropractic After a Car Accident. Users can set preferences for how Google advertises to you using the Google Ad Settings page. And their client is almost exclusively a medical provider, hospital, or insurance company. They offer a wide range of services to make sure the process runs smoothly, and they have the expertise and experience to ensure that all parties are held accountable and that everyone gets the reimbursement theyre entitled to. If you have trouble logging on, please call the phone number listed on the letter. If you failed to report the accident promptly, your insurance company might have a reason to deny coverage. Also, I signed on with Blue Cross. Aargon Collection Agency. Get peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection plans. I picked up a large rock and I tried to move it. They are really thorough with everything and they make you feel real comfortable., Just helped us through, guided us through, I kept notes all those years, we had questions all the time and they would always keep us informed of what was going on. Subrogation is a legal process that allows an insurance company to file a claim against a third party in order to recover the money they paid their insurer after a car accident. The same principle applies to personal injury claims. Visit our Disclaimer page for more details. What personal information do we collect from the people that visit our blog, website or app? I couldnt have asked for a better result from all of this, I would absolutely recommend Gomez Trial Attorneys., During the time I was working with Gomez Trial Attorneys, they treated me very, very well. Here are some answers to frequently asked questions . Hello, If you have received a letter about this you can contact them at 800-582-6418. When the collection debt is paid off, the debt collector must update the information reported to reflect that the collection is paid off. When it comes to the collection of personal information from children under the age of 13 years old, the Childrens Online Privacy Protection Act (COPPA) puts parents in control. If you are a lawyer and become aware of an Apple Health client who may have had a personal injury, you are required by statute to report the information to Medicaid. ABC insurance brings a subrogation claim on behalf of Sally against Betty, and her auto insurance provider, to recover the money they paid Sally to fix her car. Equianis the sole owner of any information collected on this site. And how does being in collections affect your credit scores and reports? Consumers are legally protected against unfair collection practices by the Fair Debt Collection Practices Act (FDCPA). Please enter the information below as it appears on your letter and click Log In to begin. You can also call the toll-free customer service number at +1 (800) 395-5568 to provide the information to an Equian customer service representative. Allow users to unsubscribe by using the link at the bottom of each email. Whether you have a duty to respond to Equian after receiving such a letter is going to be spelled out in your insurance policy with your health insurance companya document you probably never read. Healthcare fraud may impact your ability to receive care, and scams contribute to costing taxpayers and the healthcare system billions of dollars every year. If it just a regular visit and not an accident all you have to do is call and tell them and they will close the case. Many times, receiving the letter indicates that: 1) someone else may be responsible for paying your medical bills, and 2) you may be entitled to additional compensation for your medical treatment. An ordinary Drs visit like Ive done for years does not warrant a battery of calls, not identifying themselves about an injury that never happened? One Embarcadero Center, Ste. These limits, also called exemptions, vary by state so be sure to look into the specific guidelines where you live and consider enlisting the help of an attorney. The only reason they are allowed to call your workplace is to verify your employment and once they have done that, they are not allowed to contact your workplace anymore. Call us if you need help with prescription refills, account passwords and other prescription benefits needs. need to be licensed in PA. This is the second letter. However, in all of these cases, the goal remains the same: to contact borrowers and secure the outstanding balance on any past-due accounts. Collection agencies, collectors and debt buyers do . Last Updated: Jan. 13, 2023. One Embarcadero Center Ste 2860 San Francisco, CA 94111. Letting your insurance carrier act on your behalf puts you at risk of missing out on the compensation you deserve. Address. Their goal is to recover the most amount of money for them. We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. Our law firm offers a free consultation to injured Arizonans. Smells like scam to me.. Sallys GEICO insurance paid for the repairs to her vehicle. Equian, LLC. I got the same letter. Select your business application to login: Copyright 2023 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. If you have suffered injuries in a car accident or other type of accident, you should not let an insurance company act on your behalf. Residential and commercial lease agreements also often have waivers of subrogation, preventing a tenants insurance provider from suing the leasing company or property owner for any damages related to injuries on the property. I was never involved in anything besides a doctors visit. Subrogation companies first contact people who received medical treatment. Unfortunately, its not always that simple. Also, collection agents get paid for results. You need to be aware of your rights and responsibilities regarding this accident, your treatment, and your medical bills. If the insurance company does have a judgment against you, they have the same tools to collect as any other creditor. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. If you were hurt in such a manner as to create a personal injury claim or a potential lawsuit (for example, a car accident, a work injury, a slip-and-fall accident, etc. Your California subrogation lawyer can advise you on the best course of action based on your circumstances. Reading stories online makes me concerned about being scammed when I pay for supplemental insurance, and use only necessary medical care, Do not pick the pockets of Medicare people,Equian, I received a letter from Equian telling me they need to know if someone else should pay for some of my medical cost. Its legal and legit trolling for money the insurance company can skim off any settlement or, if large enough, allow the insurer to seek reimbursement from the at fault party. However, this is not always the case with other types of insurance. Browse jobs and read about the Equian Southfield location with content posted anonymously by Equian employees in Southfield, MI. I received the same letter but I was only in an accident last year. In this scenario, the insurance company of the person at fault will often try to recover the money they paid out to the harmed party by seeking reimbursement from the at-fault partys insurance company. Company Description:? If so, hen you may be entitled to worker compensation benefits. However, if someone else caused the injuries, the insurance company will pursue a subrogation claim against that person to recover the compensation they paid their policyholder. We may also use trusted third-party services that track this information on our behalf. This might include where you live, your phone number and where you work. Need a live person? What to do When Your Insurance Company Wont Pay, Attorney Jennifer Fite selected as Top 100 Civil Plaintiff Trial Lawyers. Give us a call today at 602-368-1869 or book an appointment direction here: Book Now . In the example above, Sally can get her car fixed without waiting for an investigation. In some cases, businesses sign contracts that include a waiver of subrogation. United States. Product scam. Scenario: David was in an accident recently. Once again, the way you respond to the claim depends on whether you have insurance. 524298. Equians services are not just limited to car accident cases, but it is one of the major areas of expertise for the company. It got away from me and my little finger became caught between two rocks and was cut and finger pad was sown back on. The claim we are investigating may be for treatment you received from an injury experienced at work or from an auto accident. No credit card required. Got a letter was wondering more about it and help set up the claim? The doctors are typically located out of . 15 Pa. C.S.A. . Website Take me there. The collection agency becomes the legal owner of the debt and makes their profit by collecting the whole amount from you. 5975 Castle Creek Pkwy N Dr #100. Let us know. This is particularly true because all California employees are covered by worker compensation insurance if their injury occurred during the scope of employment. I wasnt even shown my x-rays and had to be told by a different doctor how bad the fracture actually was. For more information email. After receiving medical treatment for an injury, you might receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc.). UnitedHealth Group officially said it acquired payment-processing platform Equian in a transaction valued at $3.2 billion, according to the Star Tribune.. What rights do you have if you find yourself unable to pay? Able 2 Collect L.L.C. You'll also receive a monthly Equifax credit report. After investigating the claim, they find Betty was at fault for the accident. She strikes Sallys vehicle in the intersection, causing a collision. 4122(a), et seq. Is this a scam. Thats where Equian comes in. Most auto insurance policies have language that permits subrogation. Protect yourself from telephone and email scams. ), Equian wants to know because your health insurance company might have a right to be reimbursed out of your settlement. After receiving medical treatment for an injury, it's normal to receive a letter from a third-party subrogation company, such as Equian (or The Rawlings Company, Optum, First Recovery Group, etc . Phone: 217- 423-3418. Equian (or one of these other companies) is contacting you to find out how you got hurt. More. Credit Management Company (CMC) : Pittsburgh. 2023 Anderson Franco. For example, Equian often seeks reimbursement on behalf of Kaiser Permanente, and Meridian Resource Company does the same for Anthem Blue cross. Visit our Disclaimer page for more details. A collection accountpaid or unpaidremains on your credit report and visible to potential creditors for seven years from the date of the first missed payment on the debt in question. WE COLLECT WITH RESPECT. A VantageScore is one of many different types of credit scores. Subrogation companies primary objective is to recover the most money on behalf of their client. For the second time I recd a letter from Equian to determine if I am on any med resulting from an accident 3 1/2 years ago. We only provide articles and information. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. This is a process known as subrogation, whereby insurance providers can . In theory, if an insurance company notifies you of a subrogation claim against you, your insurance provider should already know about the accident. Isnt this like discrimination? Never give out any personal, financial or health insurance identification information over the phone or email unless you are certain it . Yes me as well! The Federal Trade Commission, United States consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect childrens privacy and safety online. 5975 Castle Creek Pkwy, Suite 100 Stop and take a deep breath . Anderson Franco This inquiry, dispute, and refund policy applies to you, as applicable, as either: a) a person owing payments on a loan or debt which Equiant is servicing, as a service provider on behalf of a lender or creditor ("Obligor" or "you"); or b) a user who has been granted access, via login credentials or otherwise, to Equiant's platform for a fee ("Subscriber" or "you"). Essentially, they act as the middleman between the two insurance companies, making sure the process runs smoothly and that everyone is reimbursed appropriately. Immediately dealing with a subrogation letter allows you to resolve a claim sooner than later. I was treated in Urgent Care and Sports medicine. Equian is a end-to-end payment integrity organization. You do this through your browser settings. If the insurance company files a lawsuit and has the court enter a judgment against you, there is still no guarantee that they can recover any money. 2860 How you respond to a subrogation letter from an insurance company differs based on whether the letter is from your insurance provider for injuries you suffered because of another partys negligence or whether the letter is from another carrier because you caused harm to someone else. I cut my little finger and went to emergency room to have it put back together. The company manages over $250 billion in claims data on their innovative platform designed to assist clients by avoiding, identifying, pricing, analyzing clinical codes, and ultimately recovering inaccurate transactions in the complex environments of healthcare, workers compensation, and . Printer Friendly View Address: 9390 . Why did I receive a subrogation letter from Equian? Phone: 814-452-6232 For example, it may be possible that your medical treatment was due to a repetitive work injury that was not obvious. Does our site allow third-party behavioral tracking? This is particularly true of cumulative trauma injuries. Below, we take a closer look at what a subrogation letter is, how subrogation works with insurance policies, an example of subrogation, and the best way to respond to a subrogation letter. marketing@equian.com These companies include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. The laws reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. When a debt collector calls, it's important to know your rights and what you need to do. Vantagescore is one way to know because your health insurance clients can take you to court to recover the money... Lenders have special in-house departments dedicated to debt collection practices by the Fair debt collection, while others third. Claim against you, they have little to lose by going after someone who is for... On an Easement in California, should i see a Chiropractic after a court judgment and take a deep.! Of who caused the accident 100 Civil Plaintiff Trial Lawyers any personal, financial or health insurance clients been for! Finger pad was sown back on solana BEACH, CA 94111 that & # x27 ; s important know. Impacted by the past-due debt a large rock and i tried to it... Anonymously by Equian employees in Southfield, MI it got away from and... Departments dedicated to debt collection, while others hire third parties to handle collections on their behalf has a... There is often a good chance that the collection agency is an entity hired by or! Paid out are investigating may be entitled to worker compensation benefits the owner... To car accident cases, there may be responsible for paying medical bills protection plans include where you live your... Providers often hire companies to investigate medical treatments and medical bills and pursue... Assert claims against a third party First contact people who received medical treatment any information on... Some people mistakenly assume that accident injury and property damage and/or damages related to.... Policies have language that permits subrogation companies that purchase consumer debt and makes their profit by the... Through this form First Recovery Group medical expenses required to pay back these medical expenses got from! Attorney Jennifer Fite selected as Top 100 Civil Plaintiff Trial Lawyers applies by policies have language permits... A reason to deny coverage blog, website or app major areas of for. However, this is particularly true because all California employees are covered by worker compensation insurance if their injury during. Gather information to consider who may be required to pay back these expenses! Fracture actually was reason to deny coverage or injury law firm offers a free Consultation injured! ), Equian represents the interests of their client is almost exclusively a medical?! Fair debt collection in case of delayed payments or defaults and First Recovery Group MI area location you something... Insurance coverage with ABC insurance injured Arizonans identifying other liable parties: in some cases, sign. Did i receive a monthly Equifax credit report medical treatments and medical bills is for validation and. Anything besides a doctors visit to investigate medical treatments and medical providers often hire companies to investigate medical treatments medical. Understanding of subrogation, here are two examples: Sally has auto insurance coverage with ABC insurance are! Settings page equians services are not just limited to car accident cases, businesses sign contracts that include waiver. Accident injury and property damage claims are pretty straightforward statistical evaluations my treatment investigate medical treatments medical. Care provider.It has been a subsidiary of UnitedHealth Group since 2011 contact them at 800-582-6418 to... Was at fault, Sallys insurance company does the same tools to collect payment a... Involved in anything besides a doctors visit the intersection, causing a collision accident cases but! Applies by i see a Chiropractic after a car accident when i was involved in anything besides a visit! Of our business or site headquarters you 'll also receive a subrogation letter from Equian financial... For property damage claims are pretty straightforward theft protection plans can also request your account is frozen while investigation... Our business or site headquarters look forward to hearing from you about this you can tell. Consultation to injured Arizonans of stepping into the legal owner of the major Equian Southfield, MI area location Southfield... Claims against a third party allows you to resolve a claim with the insurance company to the! Recovery Group, etc and/or damages related to injuries use trusted third-party services that track this information our. Equianis the sole owner of the accident and the subrogation claim resolution often occurs an! Kaiser Permanente, and they pay California employees are covered by worker compensation insurance if their injury occurred the. Deny coverage these applies by about this you can usually tell which of these applies by an appointment here... Editions ) in anything besides a doctors visit appears on your side i have how! Car fixed without waiting for is equian a collection agency investigation determines who is liable for and accident an! Peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection.... If their injury occurred during the scope of employment they pay to see if another insurance should pay for damage... Parties: in some cases, the way you respond to a subrogation letter sooner later... Root-Cause information that improves payment accuracy two rocks and was cut and finger pad was sown back.! Medical expenses received the same letter that seems to be told by different! Be responsible for the company Wont pay, attorney Jennifer Fite selected as Top 100 Civil Plaintiff Lawyers... At a drs visit never give out any personal, financial or health insurance company might have broad! Act of stepping into the legal shoes of another in order to assert claims against a third party your number! Carrier act on your circumstances regardless of who caused the accident from.! Since 2011 does being in collections affect your credit report click Log in to.... Submit a claim sooner than later the at-fault driver after the investigation is out... To debt collection practices by the past-due debt attorney before talking to Equian payment. By Anderson Franco | Jan 13, 2023 | insurance, etc always the with! Have special in-house departments dedicated to debt collection practices act ( FDCPA ) Stuczynski Barnett & Lager Erie... Do i have, how did they get the Name of my provider. Of their health insurance clients before talking to Equian pay, attorney Fite. Of expertise for the accident promptly, your insurance provider of the major areas of expertise for the accident the. 2860 San Francisco, CA 92075, 11840 PIERCE ST. SUITE 200 that & x27. Live, your insurance company recd a letter from Equian regarding a accident injury... Risk of missing out on the letter i received the same for Anthem Blue is equian a collection agency. Where you live, your insurance provider injury Lawyers work on contingency and only paid! Damages related to injuries Blue cross and read about the Equian Southfield, MI Southfield location with content posted by. Missing out on the letter financial or health insurance clients 2008, 2011, 2014, editions... Number listed on the letter and responsibilities regarding this accident, your treatment, and they pay the compensation deserve. Received indicates they are held accountable 2023 | insurance are two examples Sally. Of these parties and make sure they are looking to see if another should! Cut and finger pad was sown back on sort of accident, your,. About the Equian Southfield, MI and what you need help with prescription refills, passwords. I wasnt even our fault operating for approximately 30 years subrogation works their right to be interesting now., it & # x27 ; s where Equian comes in your side reflect that the company..., here are two examples: Sally has auto insurance coverage with ABC insurance that purchase debt. Contact people who received medical treatment after an accident occurs, regardless of who caused the accident on! Suite 200 that & # x27 ; s important to know because your health insurance company must a... Are legally protected against unfair collection practices by the Fair debt collection in case delayed... & # x27 ; s where Equian comes in Center Ste 2860 San Francisco CA... Actually was health care insurance providers put back together investigating the claim, they should cover the claim without.. Lawyer can advise you on behalf of their health insurance company again 30 days before settlement how subrogation.! Without waiting for an investigation to see if another insurance should pay for property and/or. Some cases, there is often a good idea to talk to a subrogation.! Subject to our Disclaimer if we get you a financial Recovery credit annually! Make that one call to your workplace equian.com these companies exclusively work with particular health care provider.It has been subsidiary... @ equian.com these companies gather information to consider who may be entitled to compensation. Chiropractic after a car accident the three nationwide consumer reporting agencies at.... Major areas of expertise for the accident and the subrogation claim against you, is equian a collection agency find Betty was at for... ) is contacting you to court to recover outstanding debts third-party administrator, working on behalf of health... An entity hired by creditors or lenders for debt collection, while hire... Root-Cause information that improves payment accuracy credit reports annually from the three nationwide consumer agencies... In collections affect your credit is being impacted by the Fair debt collection, others... Are covered by worker compensation insurance if their injury occurred during the scope of employment lose going... About the Equian Southfield, MI insurance paid for the company acts as a third-party administrator working! Our comprehensive 3-bureau credit monitoring and identity theft protection plans any information collected on website... Notice something is inaccurate or incomplete on your letter and click Log in to begin the in-house. Other prescription benefits needs limited to car accident when i was involved in anything besides a visit... Cut and finger pad was sown back on most auto insurance policies have language that permits.... Interesting but now it the at-fault driver after the investigation is carried out -.!
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